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{"id":17124,"date":"2024-01-29T12:39:49","date_gmt":"2024-01-29T12:39:49","guid":{"rendered":"https:\/\/lunu.io\/news\/?p=17124"},"modified":"2024-01-29T12:51:11","modified_gmt":"2024-01-29T12:51:11","slug":"70-de-communications-cryptographiques-trompeuses-decouverte-choquante-de-la-finra","status":"publish","type":"post","link":"https:\/\/lunu.io\/news\/fr\/70-de-communications-cryptographiques-trompeuses-decouverte-choquante-de-la-finra\/","title":{"rendered":"70\u00a0% de communications cryptographiques trompeuses\u00a0: d\u00e9couverte choquante de la FINRA"},"content":{"rendered":"\n
Les r\u00e9centes d\u00e9couvertes de l’Autorit\u00e9 de r\u00e9gulation de l’industrie financi\u00e8re des \u00c9tats-Unis (FINRA) ont r\u00e9v\u00e9l\u00e9 une v\u00e9rit\u00e9 troublante : environ 70 % des communications destin\u00e9es aux investisseurs sur les crypto-monnaies sont trompeuses, violant ainsi les r\u00e8gles \u00e9tablies par la FINRA. Cette r\u00e9v\u00e9lation est issue d’un examen lanc\u00e9 en novembre 2022, portant sur plus de 500 communications provenant de soci\u00e9t\u00e9s membres. La question cruciale en jeu est la diffusion de communications qui ne fournissent pas une base solide pour \u00e9valuer les actifs num\u00e9riques, ce qui constitue une violation de la r\u00e8gle 2210 de la FINRA.<\/p>\n\n\n\n
La r\u00e8gle 2210 de la FINRA vise \u00e0 emp\u00eacher les communications trompeuses, fausses ou d\u00e9ceptives dans le domaine du conseil financier et de la courtage. Beaucoup des communications examin\u00e9es ont brouill\u00e9 les fronti\u00e8res entre les produits et services li\u00e9s aux crypto-monnaies offerts par des filiales ou par les propres soci\u00e9t\u00e9s membres, ce qui est en contradiction avec les exigences de la r\u00e8gle. L’aspect le plus alarmant a \u00e9t\u00e9 la d\u00e9couverte de d\u00e9clarations fausses et d’implications selon lesquelles les crypto-monnaies fonctionnaient au m\u00eame niveau que les monnaies fiduciaires traditionnelles ou les instruments financiers \u00e9tablis.<\/p>\n\n\n\n
Ce qui rend cette situation particuli\u00e8rement complexe est la nature unique des crypto-monnaies. Contrairement aux actifs traditionnels comme les actions ou les obligations, les crypto-monnaies op\u00e8rent dans un environnement d\u00e9centralis\u00e9 et souvent volatile. Cette distinction n’a pas \u00e9t\u00e9 clairement communiqu\u00e9e, ce qui a conduit les investisseurs \u00e0 croire \u00e0 tort \u00e0 des protections similaires \u00e0 celles offertes par les lois f\u00e9d\u00e9rales sur les valeurs mobili\u00e8res ou la Securities Investor Protection Corporation (SIPC). De telles communications trompeuses laissent les investisseurs vuln\u00e9rables \u00e0 une mauvaise interpr\u00e9tation des risques inh\u00e9rents et de la volatilit\u00e9 des investissements dans les crypto-monnaies.<\/p>\n\n\n\n
Les recommandations de la FINRA mettent l’accent sur la n\u00e9cessit\u00e9 de communications justes et \u00e9quilibr\u00e9es, soulignant l’importance d’informer les investisseurs sur la volatilit\u00e9 et les risques associ\u00e9s aux crypto-monnaies. Les soci\u00e9t\u00e9s sont invit\u00e9es \u00e0 pr\u00e9ciser explicitement dans quelle mesure les protections des agences d\u00e9sign\u00e9es s’appliquent aux actifs num\u00e9riques. Cette approche vise \u00e0 am\u00e9liorer la compr\u00e9hension des investisseurs et leur prise de d\u00e9cision dans le monde complexe et souvent opaque des actifs num\u00e9riques.<\/p>\n\n\n\n
De mon point de vue, les conclusions de la FINRA mettent en lumi\u00e8re la n\u00e9cessit\u00e9 d’int\u00e9grit\u00e9 et de clart\u00e9 dans les communications sur les crypto-monnaies. L’industrie des crypto-monnaies, bien qu’innovante et prometteuse, op\u00e8re toujours dans une zone grise de la r\u00e9glementation financi\u00e8re. Il est imp\u00e9ratif que les soci\u00e9t\u00e9s accordent la priorit\u00e9 \u00e0 des communications transparentes et factuelles, prot\u00e9geant ainsi les investisseurs contre les id\u00e9es fausses et les \u00e9ventuels pi\u00e8ges financiers.<\/p>\n\n\n\n
En conclusion, le rapport de la FINRA est un appel \u00e0 l’industrie des crypto-monnaies pour r\u00e9\u00e9valuer ses strat\u00e9gies de communication. Il souligne l’importance de la transparence et de la conformit\u00e9 r\u00e9glementaire, garantissant que le potentiel r\u00e9volutionnaire des crypto-monnaies soit exploit\u00e9 de mani\u00e8re responsable et \u00e9thique.<\/p>\n","protected":false},"excerpt":{"rendered":"
Le r\u00e9seau complexe des communications trompeuses sur les crypto-monnaies Les r\u00e9centes d\u00e9couvertes de l’Autorit\u00e9 de r\u00e9gulation de l’industrie financi\u00e8re des \u00c9tats-Unis (FINRA) ont r\u00e9v\u00e9l\u00e9 une v\u00e9rit\u00e9 troublante : environ 70 % des communications destin\u00e9es aux investisseurs sur les crypto-monnaies sont trompeuses, violant ainsi les r\u00e8gles \u00e9tablies par la FINRA. Cette r\u00e9v\u00e9lation est issue d’un examen […]<\/p>\n","protected":false},"author":3,"featured_media":17108,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[62,63],"tags":[],"class_list":["post-17124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-5","category-crypto-5"],"_links":{"self":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts\/17124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/comments?post=17124"}],"version-history":[{"count":1,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts\/17124\/revisions"}],"predecessor-version":[{"id":17125,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts\/17124\/revisions\/17125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/media\/17108"}],"wp:attachment":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/media?parent=17124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/categories?post=17124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/tags?post=17124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}