joli-table-of-contents domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /var/www/html/news/wp-includes/functions.php on line 6114
Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the rank-math-pro domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /var/www/html/news/wp-includes/functions.php on line 6114
Notice: La fonction _load_textdomain_just_in_time a été appelée de façon incorrecte. Le chargement de la traduction pour le domaine astra a été déclenché trop tôt. Cela indique généralement que du code dans l’extension ou le thème s’exécute trop tôt. Les traductions doivent être chargées au moment de l’action init ou plus tard. Veuillez lire Débogage dans WordPress (en) pour plus d’informations. (Ce message a été ajouté à la version 6.7.0.) in /var/www/html/news/wp-includes/functions.php on line 6114
Warning: Cannot modify header information - headers already sent by (output started at /var/www/html/news/wp-includes/functions.php:6114) in /var/www/html/news/wp-includes/rest-api/class-wp-rest-server.php on line 1893
{"id":1183,"date":"2023-08-11T08:45:43","date_gmt":"2023-08-11T08:45:43","guid":{"rendered":"https:\/\/lunu.io\/news\/?p=1183"},"modified":"2023-08-11T09:03:36","modified_gmt":"2023-08-11T09:03:36","slug":"la-cbdc-du-bresil-lavenir-des-services-financiers","status":"publish","type":"post","link":"https:\/\/lunu.io\/news\/fr\/la-cbdc-du-bresil-lavenir-des-services-financiers\/","title":{"rendered":"La CBDC du Br\u00e9sil : L’avenir des services financiers ?"},"content":{"rendered":"\nLa monnaie num\u00e9rique de la banque centrale (CBDC), un projet de la Banco Central do Brasil, devrait \u00eatre lanc\u00e9e en 2024. Cette initiative vise \u00e0 am\u00e9liorer le secteur des services financiers au Br\u00e9sil. Fait int\u00e9ressant, le Br\u00e9sil n’est pas seul dans cette entreprise. Des acteurs mondiaux tels que la Chine, la Russie, le Japon, l’Australie et le Royaume-Uni ont \u00e9galement manifest\u00e9 leur int\u00e9r\u00eat pour l’introduction de leurs propres CBDC.<\/p>\n\n\n\n
Selon un rapport de Reuters, cette CBDC br\u00e9silienne a \u00e9t\u00e9 baptis\u00e9e \u00ab\u00a0DREX\u00a0\u00bb. Son lancement est pr\u00e9vu pour l’ann\u00e9e prochaine et elle utilisera la technologie de registre distribu\u00e9 (DLT) pour r\u00e9gler les transactions interbancaires de gros. En revanche, le secteur de la vente au d\u00e9tail y aura acc\u00e8s en tant que contrepartie num\u00e9rique des d\u00e9p\u00f4ts bancaires actuels.<\/p>\n\n\n\n
Fabio Araujo, le coordinateur du real num\u00e9rique, a d\u00e9clar\u00e9 que la DREX vise \u00e0 faire progresser le r\u00e9seau financier national. Elle vise \u00e0 am\u00e9liorer l’acc\u00e8s aux services mon\u00e9taires et a le potentiel d’amplifier les investissements, les pr\u00eats et les services d’assurance dans le pays.<\/p>\n\n\n\n
\nEn permettant un acc\u00e8s simple et fiable aux valeurs enregistr\u00e9es gr\u00e2ce \u00e0 la technologie DLT, nous r\u00e9duisons les co\u00fbts et d\u00e9mocratisons l’acc\u00e8s aux services financiers.<\/p>\nFabio Araujo<\/cite><\/blockquote>\n\n\n\n
Il a \u00e9galement soulign\u00e9 que de nombreux Br\u00e9siliens sont d\u00e9j\u00e0 pass\u00e9s aux r\u00e8glements num\u00e9riques en utilisant la plateforme de paiement Pix.<\/p>\n\n\n\n
Mon point de vue sur l’initiative de la CBDC br\u00e9silienne<\/h2>\n\n\n\n
De mon point de vue, l’introduction de la DREX est une avanc\u00e9e significative pour le Br\u00e9sil. Le paysage financier du pays est sur le point de conna\u00eetre une transformation, et cette CBDC pourrait en \u00eatre le catalyseur. Du c\u00f4t\u00e9 positif, la CBDC devrait rationaliser les transactions, r\u00e9duire les co\u00fbts et rendre les services financiers plus accessibles aux masses. De plus, le soutien d’entit\u00e9s financi\u00e8res de premier plan telles que Mastercard et le fournisseur de services logiciels Sinqia ajoute de la cr\u00e9dibilit\u00e9 au projet.<\/p>\n\n\n\n
Cependant, comme pour toute nouvelle technologie, il existe des pi\u00e8ges potentiels. Le succ\u00e8s de la DREX d\u00e9pendra largement de sa mise en \u0153uvre et de sa r\u00e9ception par le public. Il est crucial pour la banque centrale de garantir la s\u00e9curit\u00e9 et la facilit\u00e9 d’utilisation afin de gagner la confiance du public. De plus, bien que le soutien des grandes entreprises soit prometteur, le v\u00e9ritable test sera son int\u00e9gration dans la vie quotidienne des Br\u00e9siliens ordinaires.<\/p>\n\n\n\n
En conclusion, l’initiative de la CBDC par le Br\u00e9sil, si elle est bien ex\u00e9cut\u00e9e, pourrait faire jurisprudence pour d’autres pays. C’est un moment passionnant pour le monde financier, et tous les regards seront tourn\u00e9s vers le Br\u00e9sil dans les mois \u00e0 venir.<\/p>\n","protected":false},"excerpt":{"rendered":"
Une nouvelle \u00e8re pour le paysage financier du Br\u00e9sil La monnaie num\u00e9rique de la banque centrale (CBDC), un projet de la Banco Central do Brasil, devrait \u00eatre lanc\u00e9e en 2024. Cette initiative vise \u00e0 am\u00e9liorer le secteur des services financiers au Br\u00e9sil. Fait int\u00e9ressant, le Br\u00e9sil n’est pas seul dans cette entreprise. Des acteurs mondiaux […]<\/p>\n","protected":false},"author":3,"featured_media":1162,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[62,63],"tags":[],"class_list":["post-1183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-5","category-crypto-5"],"_links":{"self":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts\/1183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/comments?post=1183"}],"version-history":[{"count":1,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts\/1183\/revisions"}],"predecessor-version":[{"id":1184,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/posts\/1183\/revisions\/1184"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/media\/1162"}],"wp:attachment":[{"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/media?parent=1183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/categories?post=1183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lunu.io\/news\/fr\/wp-json\/wp\/v2\/tags?post=1183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}